Our Loan Products

Discover flexible and affordable loan options designed to meet your financial needs

Micro Business Loan

Small business owners, entrepreneurs, traders

Designed for small businesses and entrepreneurs to support business growth, working capital, and expansion needs.

Amount ETB 5,000 - ETB 50,000
Term 3 - 24 months
Key Features:
  • Flexible repayment terms
  • No collateral required for small amounts
  • Business development training
Agricultural Loan

Farmers, agricultural cooperatives, agri-businesses

Specialized financing for farmers, cooperatives, and agri-businesses to enhance agricultural productivity.

Amount ETB 3,000 - ETB 100,000
Term 6 - 36 months
Key Features:
  • Seasonal repayment options
  • Grace period during planting season
  • Agri-input support
Emergency Loan

Existing clients with urgent financial needs

Quick access to funds for urgent personal needs such as medical expenses, education, or family emergencies.

Amount ETB 1,000 - ETB 25,000
Term 1 - 12 months
Key Features:
  • Fast approval process
  • Minimal documentation
  • Flexible repayment
Women Entrepreneurship Loan

Women entrepreneurs, business owners

Empowering women entrepreneurs with dedicated financing and business support services.

Amount ETB 5,000 - ETB 100,000
Term 6 - 36 months
Key Features:
  • Lower interest rates for women
  • Business mentorship
  • Networking opportunities
Youth Business Loan

Youth aged 18-35 with business ideas

Supporting young entrepreneurs aged 18-35 with startup capital and business development services.

Amount ETB 3,000 - ETB 50,000
Term 6 - 24 months
Key Features:
  • Youth-focused interest rates
  • Business development training
  • Mentorship program
Group Lending

Community groups, savings groups, associations

Community-based lending where groups collectively guarantee each other's loans for mutual benefit.

Amount ETB 2,000 - ETB 20,000
Term 3 - 18 months
Key Features:
  • Social collateral instead of physical
  • Group training sessions
  • Progressive lending
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Simple Process

How It Works

Get started with our financial services in just a few easy steps

1
Register Account

Visit any of our branches with required documents to open your account and start your financial journey.

2
Submit Application

Complete our simple application form for the financial product that best suits your needs and goals.

3
Quick Approval

Our dedicated team reviews your application efficiently and provides approval with minimal wait time.

4
Access Funds

Receive your funds immediately and start growing your business, savings, or achieving your financial goals.